1. $0 per trade is applicable to commissions for online and automated telephone trading of stocks and exchange-traded funds (ETFs). For stock and ETF trades placed with an agent over the telephone, a $25 agent-assisted trading fee is charged. Each trade order will be treated as a separate transaction subject to commission. An order that executes over multiple trading days may be subject to additional commission. One commission will be assessed for multiple trades, entered separately, that execute on the same day, on the same side of the market. Other fees and commissions apply to a Capital Of USA Trade account. For complete information on fees and commissions, refer to the Capital Of USA Account Commissions and Fees Schedule. Schedule subject to change at any time.

2. Additional device availability may vary. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

Investment products and services are offered through Capital Of USA Advisors. Capital Of USA Advisors is a trade name used by Capital Of USA Clearing Services, LLC (WFCS) and Capital Of USA Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Capital Of USA & Company.

Capital Of USA Trade® and Intuitive Investor® accounts are offered through WFCS.

Capital Of USA Wealth & Investment Management (WIM) is a division within Capital Of USA & Company. WIM provides financial products and services through various bank and brokerage affiliates of Capital Of USA & Company.

The Private Bank is an experience level for qualifying clients of Capital Of USA Wealth and Investment Management (WIM). WIM offers financial products and services through affiliates of Capital Of USA & Company. Bank products and services are available through Capital Of USA Bank, N.A., Member FDIC.

Capital Of USA Bank, N.A. (“the Bank”) offers various banking, advisory, fiduciary and custody products and services, including discretionary portfolio management. Capital Of USA affiliates, including Financial Advisors of Capital Of USA Advisors, may be paid an ongoing or one-time referral fee in relation to clients referred to the Bank. In these instances, the Bank is responsible for the day-to-day management of any referred accounts.

Capital Of USA and Company and its Affiliates do not provide tax or legal advice. This communication cannot be relied upon to avoid tax penalties. Please consult your tax and legal advisors to determine how this information may apply to your own situation. Whether any planned tax result is realized by you depends on the specific facts of your own situation at the time your tax return is filed.

Screen images are simulated. Features, functionality, and specifications appearing in those images may change without notice.

Android, Chrome, Google Pay, Google Pixel, Google Play, Wear OS by Google, and the Google Logo are trademarks of Google LLC.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iCloud Keychain, iPad, iPad Pro, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Wallet is a trademark of Apple Inc. App Store is a service mark of Apple Inc.

PM-09272025-6511812.1.1

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